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Bajaj Life Invest Protect Goal Plus

A Unit-Linked Non-Participating Individual Life Savings Insurance Plan

Lump sum payout for your loved ones in your absence
Helps to grow your invested corpus through market-linked returns
Give additional boost to your fund value with Loyalty advantages
Additional Protection through optional riders

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  • Classic

  • Elite

  • Overview

  • Key Advantages

  • How this works

  • Eligibility

  • Downloads

  • Policy Benefits

  • Sample Illustration

We all dream of giving our loved ones a life filled with joy, comfort, and endless possibilities. Yet, life often reminds us that uncertainties are real. True love means planning—not just to protect those who matter most, but to create a future where your dreams can flourish.

Introducing Bajaj Life Invest Protect Goal Plus—a Unit Linked Life Insurance Plan that empowers you to secure your family’s tomorrow while building wealth for your aspirations. With life cover and market-linked growth, it’s more than a plan—it’s a promise for a brighter and worry-free future.

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Key Advantage Dot Icon

High Life Cover

Lump sum payout for your loved ones in your absence

Key Advantage Dot Icon

Grow wealth

A Lumpsum maturity benefit shall be paid at maturity

Key Advantage Dot Icon

Guaranteed@ wealth booster

At the end of 15th Policy year, we will add back all the Premium Allocation Charges deducted to your fund value

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Return of mortality charges

Mortality charges deducted during the Policy Term will be added to your fund value starting from 7th policy year

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Loyalty Additions

To reward your long-term commitment with us, we’ll add a Loyalty Additions to your fund value starting from the end of the 10th Policy Year and every 10th Policy Years thereafter, continuing until your Policy Term ends

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Select the Product Variant

Choose the Premium Payment Term and Policy Term that suits your protection needs

Decide the level of protection you want for complete peace of mind

Choose the Investment Strategy and fund as per your risk appetite.

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Entry Age

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Minimum age is 18 years

Maximum age is 60 years

Maturity Age

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Minimum - 38 years

Maximum - 100 years

Policy Term

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Minimum - 20 years

Maximum - 40 years

Premium Payment Term (PPT)

Plus Symbol

Limited Pay

Regular Pay

5 to 12 years

Equal to Policy Term

Minimum & Maximum Premium

Plus Symbol

 

PPT

(in years)

Yearly

Half-Yearly

Quarterly

Monthly

Top-Up

Minimum

5 to 7

₹ 48,000

₹ 24,000

₹ 12,000

₹ 4,000

₹ 5,000

8 and above

₹ 18,000

₹ 9,000

₹ 4,500

₹ 1,500

Maximum Premium will be subject to prevailing Board Approved Underwriting Policy (BAUP)

Premium Payment Frequency

Plus Symbol

Annual, Semi- Annual, Quarterly and Monthly

 

Quarterly & Monthly Premium payment frequency will be available under auto-debit options as approved by RBI

Sum Assured

Plus Symbol

Minimum

7 times of Annualized Premium

Maximum

As per maximum Sum Assured (SA) multiple allowed

Top- up

1.25 times of Top-up premium


Minimum and Maximum Sum Assured will be subject to prevailing Board Approved Underwriting Policy (BAUP)

All ages mentioned above are as per age on last birthday

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Prospectus / Brochure

Download

Policy Document

Download

Customer Information Sheet

Download
Serial Number-1

Maturity Benefit

Fund Value shall be payable to you on Maturity Date provided Life Assured is alive and all due premiums have been paid, and the policy is in force.

Serial Number-2

Death Benefit

In case of unfortunate death of the Life Assured during the Policy Term, provided all due premiums have been paid and policy is in force the Death Benefit payable will be a sum of the following:

Higher of Prevailing Sum Assured* or Regular Premium Fund Value; plus

Higher of Top-up Premium fund value or Top-up premium Sum Assured, if any

Death Benefit shall not be less than Guaranteed Benefit i.e. 105% of the Total Premiums Paid including Top-Up premiums, if any, received up to the date of death   

  *The Sum Assured chosen by the policyholder at inception of the Policy will be reduced to the extent of the partial withdrawals made from the Regular Premium Fund during the two (2) year’s period immediately preceding the date of death of the Life Assured. The partial withdrawal made from the Top-Up Premium Fund shall not be deducted for calculating this Sum Assured.

Serial Number-3

Loyalty Advantage

Guaranteed@ Wealth Booster

At the end of 15th Policy year, we will add back all the Premium Allocation Charges deducted to your fund value

 

Return of Mortality Charge (ROMC) – We will add the Mortality charge deducted during the Policy Term to your fund value as per the table given below –

At the end of Policy Year

7

15

20

25

30

35

At Maturity

Return of Mortality Charge^

25%

50%

100%

100%

100%

100%

100%

 

^The Return of Mortality Charge% in the table refer to the % of the total Mortality charge deducted till the end of the mentioned Policy Year Less Mortality Charges already returned in previous policy years (if any).

@Conditions Apply – The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details please refer to sales brochure.

Serial Number-4

Loyalty Additions

To reward your long-term commitment with us, we’ll add a Loyalty Additions to your fund value starting from the end of the 10th Policy Year and every 10th Policy Years thereafter, continuing until your Policy Term ends. Loyalty Additions will be added to your fund value as per the table below:

 

End of Policy Year

      10th year

20th year

  30th year

40th year

        Loyalty Additions %

1.25%

2.00%

3.00%

  5.00%

 

The above benefits will not be applicable if the policy is surrendered, discontinued or paid – up.

 

Fund Maintenance Booster (FMB) – From the 4th Policy Year, at the start of any policy month, after premium payment (if any) and before any due charges are deducted, if your Total Fund Value falls below one Annualized Premium, then, we shall add FMB to your Regular Premium Fund Value

 

FMB = One Annualized Premium – Total Fund Value 

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  • Life Assured till Maturity
  • Death Benefit

To achieve long term wealth growth along with balanced financial protection, a 35 year old customer chooses Bajaj Life Invest Protect Goal Plus Classic Variant with a Policy Term of 40 year, Premium Payment Term of 10 years, Sum Assured of ₹20 lakhs, and an annual premium of ₹1,00,000

The Total Premium Paid is ₹ 10,00,000

The above illustrations are considering investment is in the “Pure Stock Fund”. The premiums are paid Annually. | Family Benefit is not considered in the example and Sum Assured Multiple of 20 is chosen. | The assumed rate of returns indicated at 4% and 8% are illustrative and not guaranteed and do not indicate the upper or lower limits of returns under the policy.

To achieve long term wealth growth along with balanced financial protection, a 35 year old customer chooses Bajaj Life Invest Protect Goal Plus Classic Variant with a Policy Term of 40 year, Premium Payment Term of 10 years, Sum Assured of ₹20 lakhs, and an annual premium of ₹1,00,000

In case of the unfortunate demise during the Policy Term, the beneficiary will receive a Death Benefit which is higher of Fund Value or Sum Assured or 105% of Total Premiums Paid.

  • Overview

  • Key Advantages

  • How Ulips Works

  • Eligibility

  • Downloads

  • Policy Benefits

  • Sample Illustration

We all dream of giving our loved ones a life filled with joy, comfort, and endless possibilities. Yet, life often reminds us that uncertainties are real. True love means planning—not just to protect those who matter most, but to create a future where your dreams can flourish.

Introducing Bajaj Life Invest Protect Goal Plus—a Unit Linked Life Insurance Plan that empowers you to secure your family’s tomorrow while building wealth for your aspirations. With life cover and market-linked growth, it’s more than a plan—it’s a promise for a brighter and worry-free future.

Close Button
Key Advantage Dot Icon

High Life Cover

Lump sum payout for your loved ones in your absence

Key Advantage Dot Icon

Grow wealth

A Lumpsum maturity benefit shall be paid at maturity

Key Advantage Dot Icon

Guaranteed@ wealth booster2

Premium Allocation Charges deducted during the Policy Term are accumulated at a guaranteed@ rate of 7% per year (compounded annually) and will be added to your fund value at the end of the 15th policy year.

Key Advantage Dot Icon

Return of mortality charges

Mortality charges deducted during the Policy Term will be added to your fund value starting from 10th policy year

Key Advantage Dot Icon

Loyalty Additions

To reward your long-term commitment with us, we’ll add a Loyalty Additions to your fund value starting from the end of the 10th Policy Year and every 10th Policy Years thereafter, continuing until your Policy Term ends

Close Button

Select the Product Variant

Choose the Premium Payment Term and Policy Term that suits your protection needs

Decide the level of protection you want for complete peace of mind 

Choose the Investment Strategy and fund as per your risk appetite.

Close Button

Entry Age

Plus Symbol

Minimum age is 18 years

Maximum age is 65 years

Maturity Age

Plus Symbol

Minimum age at maturity

38 years

Maximum age at maturity

100 years

Policy Term

Plus Symbol

Minimum - 20 years

Maximum - 40 years

Premium Payment Term (PPT)

Plus Symbol

Limited Pay

Regular Pay

5 to 12 years

Equal to Policy Term

Minimum & Maximum Premium

Plus Symbol

 

PPT

(in years)

Yearly

Half-Yearly

Quarterly

Monthly

Top-Up

Minimum

5 & 6

₹ 20,000

₹ 10,000

₹ 5,000

₹ 1,667

₹ 5,000

7 to 9

₹ 18,000

₹ 9,000

₹ 4,500

₹ 1,500

10 and above

₹ 15,000

₹ 7,500

₹ 3,750

₹ 1,250

Maximum Premium -will be subject to prevailing Board Approved Underwriting Policy (BAUP)

Premium Payment Frequency

Plus Symbol

Annual, Semi- Annual, Quarterly and Monthly

 

Quarterly & Monthly Premium payment frequency will be available under auto-debit options as approved by RBI

Sum Assured

Plus Symbol

Minimum

7 times of Annualized Premium

Maximum

As per maximum Sum Assured (SA) multiple allowed

Top- up

1.25 times of Top-up premium


Minimum and Maximum Sum Assured will be subject to prevailing Board Approved Underwriting Policy (BAUP)

All ages mentioned above are as per age on last birthday

Close Button

Prospectus / Brochure

Download

Policy Document

Download

Customer Information Sheet

Download
Serial Number-1

Maturity Benefit

Fund Value shall be payable to you on Maturity Date provided Life Assured is alive and all due premiums have been paid, and the policy is in force.

Serial Number-2

Death Benefit

In case of unfortunate death of the Life Assured during the Policy Term, provided all due premiums have been paid and policy is in force the Death Benefit payable will be a sum of the following:

Higher of Prevailing Sum Assured* or Regular Premium Fund Value; plus

Higher of Top-up Premium fund value or Top-up premium Sum Assured, if any

Death Benefit shall not be less than Guaranteed Benefit i.e. 105% of the Total Premiums Paid including Top-Up premiums, if any, received up to the date of death   

  *The Sum Assured chosen by the policyholder at inception of the Policy will be reduced to the extent of the partial withdrawals made from the Regular Premium Fund during the two (2) year’s period immediately preceding the date of death of the Life Assured. The partial withdrawal made from the Top-Up Premium Fund shall not be deducted for calculating this Sum Assured.
Serial Number-3

Loyalty Advantage

Guaranteed@ Wealth Booster2

Premium Allocation Charges deducted during the Policy Term are accumulated at a guaranteed rate of 7% per year (compounded annually) and will be added to your fund value at the end of the 15th policy year.

Return of Mortality Charge (ROMC) – We will add the Mortality charge deducted during the Policy Term to your fund value as per the table given below –

At the end of Policy Year

10

15

20

25

30

35

At Maturity

Return of Mortality Charge^

20%

40%

60%

80%

100%

100%

100%

 

^The Return of Mortality Charge% in the table refer to the % of the total Mortality charge deducted till the end of the mentioned Policy Year Less Mortality Charges already returned in previous policy years (if any).

@Conditions Apply – The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details please refer to sales brochure.

 

Serial Number-4

Loyalty Additions

To reward your long-term commitment with us, we’ll add a Loyalty Additions to your fund value starting from the end of the 10th Policy Year and every 10th Policy Years thereafter, continuing until your Policy Term ends. Loyalty Additions will be added to your fund value as per the table below:

 

End of Policy Year

      10th year

20th year

  30th year

40th year

        Loyalty Additions %

1.25%

2.00%

3.00%

  5.00%

 

The above benefits will not be applicable if the policy is surrendered, discontinued or paid – up.

Fund Maintenance Booster (FMB) – From the 4th Policy Year, at the start of any policy month, after premium payment (if any) and before any due charges are deducted, if your Total Fund Value falls below one Annualized Premium, then, we shall add FMB to your Regular Premium Fund Value

FMB = One Annualized Premium – Total Fund Value

@Conditions Apply - The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details, please refer to sales brochure.

2If all premiums under the policy are paid up to date and provided the policy is in force, amount equal to premium allocation charges deducted every year accrued at a guaranteed rate of 7% p.a. (compounding annually) will be added to the regular/single premium fund value at end of 15th policy year.

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  • Life Assured till Maturity
  • Death Benefit

To achieve greater protection along with wealth creation, a 40 year old male chooses Bajaj Life Invest Protect Goal Plus Elite variant with a Policy Term of 30 years, Premium Payment Term of 10 year, sum assured of ₹1 crore and an annual premium of ₹1,61,291

The Total Premium Paid is ₹ 16,12,910

The above illustrations are considering investment is in the “Pure Stock Fund”. The premiums are paid Annually. Family Benefit is not considered in the example and Sum Assured Multiple of 20 is chosen. The assumed rate of returns indicated at 4% and 8% are illustrative and not guaranteed and do not indicate the upper or lower limits of returns under the policy.

To achieve greater protection along with wealth creation, a 40 year old male chooses Bajaj Life Invest Protect Goal Plus Elite variant with a Policy Term of 30 years, Premium Payment Term of 10 year, sum assured of ₹1 crore and an annual premium of ₹1,61,291

In case of the unfortunate demise during the policy term, the beneficiary will receive a Death Benefit which is higher of Fund Value or Sum Assured or 105% of Total Premiums Paid.

 

The assumed rate of returns indicated at 4% and 8% are illustrative and not guaranteed and do not indicate the upper or lower limits of returns under the policy.

Why Bajaj Life Insurance ?

99.33%
Claim Settlement Ratio~
1 Day
Claim Approval%
AAA
CARE Stable Rating$
₹1.34 Lakh Cr
Assets Under Management (AUM)**
3.47 Cr
Number of Lives Covered##
266%
Solvency Ratio of 266%^^^

Disclaimer:~Individual Death Claim Settlement Ratio for FY 2025-2026, as on 31st March, 2026 | %99.29% of non-investigative individual claims approved in one working day for FY 2024-25. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Life Insurance offices. 96% of non - investigative claims notified were processed within one day in FY’25 | $For details refer to press release published by  CARE | ***Asset under management (AUM) ₹1.34 lakh crore as on 31st March, 2026 | ^^^Solvency ratio 266% as at 31st March, 2026 IRDAI mandated 150%.| ##Individual and group, as on 31st March, 2026.

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~~As on February 2026

Frequently Asked Questions

1. What is ROMC benefit?

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Bajaj Life Goal Based Saving III comes with the benefit of Return of Mortality Charge (ROMC). As the name suggests, Return of Mortality Charges (RoMC) returns the entire life cover charges deducted throughout the policy term multiplied by a factor (dependent on premium band of the policy as mentioned below) at the time of maturity. It is added back to the regular/limited premium fund value and top-up premium fund value, as applicable. All you have to do to get the benefit is pay your premiums on time and stay invested till the end of the policy since ROMC is not applicable in case of surrendered, discontinued or paid-up policy. This benefit is also not available under single premium option.  

2. How does the switching between the funds work under this policy?

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Bajaj Life Goal Based Savings III  allows you to make unlimited free switches during the policy term to optimize your returns. The minimum amount for switching is Rs 5,000 or the value of units in the fund to be switched from, whichever is lower. The company will facilitate the switch by redeeming units from the existing fund and then allocating new units to the fund opted for at their unit price. 

2. What is the Death Benefit under this plan?

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In the unfortunate scenario of the policyholder‘s death, the nominee will get the Death Benefit as a lump sum. It includes higher of the regular/single premium sum assured or regular/single premium fund value, plus the higher of top-up premium sum assured or top-up premium fund value, as applicable. 

The Death Benefit will not be less than the Guaranteed Death Benefit of 105% of the total premiums paid including the top-up premiums paid, if any, till the date of death. 

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I hereby authorize Bajaj Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

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Customer Speaks

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I have invested in various products of Bajaj Life Insurance - I am happy with the services, returns and diversified product portfolio.
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5
Satisfied, Trust
I am a happy customer who is satisfied with the after sales service. I have full trust in Bajaj Life Insurance Limited.
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5
Happy with the returns
I was introduced by my advisor to invest in Bajaj Life Insurance .I have invested in the same and am happy with the returns and services.
Kavita Goplani
5
Very Happy
I am a 7 year old customer of Bajaj Life Insurance and very happy about the services.
Dhruv Soni
5
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Life Insurance Guide

  • Videos

  • Articles

  • Calculators

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Life Insurance Made Easy | Nominee

This video explores life insurance policy nominations, empowering informed decisions for securing your family's future

Life Insurance Made Easy | Autopay

Know how Autopay simplifies the premium-paying process by eliminating the need for manual payments

Life Insurance Made Easy | Policy Admin Charges

Explore the management of life insurance processes with Policy Administration Charge in this video

Life Insurance Made Easy | Endowment

Wondering about combining life insurance and long-term savings? Explore Endowment Plan benefits and suitability here

Life Insurance Made Easy | Waiver of Premium

Discover how the waiver of premium provision can protect you from financial burdens in times of Death, critical illness or disability

Life Insurance Made Easy | Solvency Ratio

Discover the importance of solvency ratio for insurance companies and its implications in this insightful video

Advantages Of Monthly ULIP Investments

Why monthly investments in ULIPs make sense?

Unit Linked Insurance Plans, or ULIP, is a type of life insurance plan that comes with the unique benefit of investing in market-linked funds. Depending

Dealing With Market Volatility Using ULIP Plans

How to tide over market volatility with ULIPs

As our lifestyles have improved owing to improvements in society as well as technology, so have our daily expenses. Unit-linked insurance policies allow for each

Advantages of investing early in ULIP plan

Unit Linked Insurance Plans, or ULIP, is a type of life insurance plan that comes with the unique benefit of investing in market-linked funds. Depending

Underinsurance Calculator

Underinsurance Calculator

With the Underinsurance Calculator, check if your Life Cover is atleast 10x of your Annual Income.

Fixed Deposit Calculator

Answer a few easy questions to calculate your Fixed Deposit Returns.

NPS Calculator

Calculate your NPS returns effortlessly with our simple to use NPS Calculator.

SIP Calculator

Plan your investments effortlessly and achieve your financial goals with our easy-to-use SIP Calculator.

Retirement Preparedness Score Calculator

Retirement Preparedness Score Calculator

Answer a few simple questions to know how prepared you are for your retirement.

Child Education Planning Tool

A simple to use and comprehensive tool to plan for your child's education.

Term Insurance Calculator

An easy to use Term Insurance calculator to determine the right life cover amount as per your needs.

Savings to Life Goals Convertor

Use this calculator to know how savings from regular expenses can help you achieve your Life Goals.

Financial Fitness Calculator

Get to know your Financial Fitness Score by answering few simple questions.

Immunity Score Calculator

Use our immunity calculator to find out your immunity score in just a few clicks!

ULIP Calculator

Know the amount to invest today to have the corpus to accomplish your Life Goals tomorrow.

Power of Compounding Calculator

Get an estimate of how much your investment will grow over a period of time.

Income Tax Calculator

Know your income tax based on the taxable income and explore Life Insurance plans to save more tax.

Child Plan Calculator

A simple to use calculator that helps you plan for fulfilling your Child's Life Goals.

Retirement Calculator

Calculate the amount you need to invest today to accomplish your retirement life goals.

Investment Calculator

Answer a few simple questions to know estimated corpus you will have to fulfil your Life Goals.

Body Mass Index (BMI) Calculator

Body Mass Index (BMI) is a measure to understand whether your body weight is healthy as per your height.

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Terms & Conditions

I hereby authorize Bajaj Life Insurance Limited. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to Bajaj Life Privacy Policy

Disclaimers:
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~~All figures as on 31 January 2025

Bajaj Life Invest Protect Goal Plus (UIN:116L215V01)

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Life Insurance Limited is only the name of the Life Insurance Company and Bajaj Life Invest Protect Goal Plus -A Unit-Linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L215V01) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

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Terms & Conditions

I hereby authorize Bajaj Life Insurance Limited. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to Bajaj Life Privacy Policy

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Terms & Conditions

I hereby authorize Bajaj Life Insurance Limited. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any Call made, including via Voice over Internet Protocol & WhatsApp, SMS or WhatsApp messages, in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

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New Fund Offer @ ₹10 NAV*

15.5% CAGR Returns^

Avail @ ₹10 NAV*, valid till 30th April

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#As per Government of India Notification No. 16/2025, GST is not applicable on individual life insurance policies effective 22 September 2025.

 

*Not available if policy issued after 30th April 2026.

 

^As on 30th March 2026, since inception returns in Benchmark- Nifty 500 Low Volatility 50 Index. Please note that the fund aims to replicate the performance of benchmark index fund, subject to tracking error. Past returns of a fund are not necessarily indicative of the future performance of the fund. | Please consult the financial advisor before investing.

 

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

 

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Life Insurance Limited is only the name of the Life Insurance Company and Bajaj Life Future Wealth Gain IV - A Unit- linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L202V01), Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01), Bajaj Life LongLife Goal III is A Unit-linked Non-Participating Whole Life Insurance Plan (UIN:116L203V01), Bajaj Life Invest Protect Goal III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L205V01), Bajaj Life Magnum Fortune Plus III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L207V02), Bajaj Life Goal Based Saving III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L206V01),  Bajaj Life Fortune Gain II- A Unit-linked Non Participating Individual Life Savings Insurance Plan (UIN- 116L196V04), Bajaj Life Smart Wealth Goal VI - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L214V01), Bajaj Life GAIN -A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L213V02), Bajaj Life Supreme- A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L211V02) are only the name of the unit linked insurance contracts and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

Nifty 500 Low Volatility 50 Index Fund  is available with Bajaj Life Future Wealth Gain IV - A Unit- linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L202V01), Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01), Bajaj Life LongLife Goal III is A Unit-linked Non-Participating Whole Life Insurance Plan (UIN:116L203V01), Bajaj Life Invest Protect Goal III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L205V01), Bajaj Life Magnum Fortune Plus III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L207V02), Bajaj Life Goal Based Saving III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L206V01),  Bajaj Life Fortune Gain II- A Unit-linked Non Participating Individual Life Savings Insurance Plan (UIN- 116L196V04), Bajaj Life Smart Wealth Goal VI - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L214V01), Bajaj Life GAIN -A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L213V02), Bajaj Life Supreme- A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L211V02)

In addition to the already existing funds, Nifty 500 Low Volatility 50 Index Fund  is now available with the above mentioned products. Customer has an option to choose from other available funds apart from Nifty 500 Low Volatility 50 Index Fund

© Copyright 2025. Bajaj Life Insurance Limited. All Rights Reserved.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
IRDAI Public Notice on Spurious calls
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Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited). All Rights Reserved. | IRDAI Reg. No. 116 | An ISO 27001:2013 Certified IT Department
Contact Us

Sales: 022 6124 1800 | Service: 020 6712 1212

Email: customercare@bajajlife.com

Registered Office Address

Bajaj Insurance House, Airport Road, 

Yerwada, Pune, Maharashtra - 411006

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© Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited). All Rights Reserved. | IRDAI Reg. No. 116 | An ISO 27001:2013 Certified IT Department

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006, Maharashtra

Email: customercare@bajajlife.com | Customer Care No.: 020 6712 1212

Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.

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For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Life Insurance Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

1©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

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