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Check the estimated value of investments

When you save and invest in a systematic way through SISO (Systematic In, Systematic Out), you might want to find out what the estimated corpus that you can create after a specified period. This calculator helps you do just that. You can enter the relevant details and find out the estimated corpus that you can create after a given time. Once you know the value of the corpus, you can plan for your financial goals and even adjust your savings to create the desired corpus. Let’s understand how the calculator works and why it proves useful.

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How much would you like to invest monthly

₹

Min: ₹5,000

Max: ₹10 Crore

How many years can you regularly invest for?

Years

Min: 5 Years

Max: 30 Years

Expected Rate of Return

%

Min: 5%

Max: 35%

Check the estimated value of investments
When you save and invest in a systematic way through SISO (Systematic In, Systematic Out), you might want to find out what the estimated corpus that you can create after a specified period. This calculator helps you do just that. You can enter the relevant details and find out the estimated corpus that you can create after a given time. Once you know the value of the corpus, you can plan for your financial goals and even adjust your savings to create the desired corpus. Let’s understand how the calculator works and why it proves useful.

How much would you like to invest monthly

₹

Min: 5,000

Max: 10 Crore

How many years can you regularly invest for?

Years

Min: 5 Years

Max: 30 Years

Expected Rate of Return

%

Min: 5%

Max: 35%

You Pay

₹10,000

till

You Get

₹

After Years

@ 7% p.a.

Graph Graph
Table Table

Total Amount Invested

Fund Value

Year Investment Amount Returns Earned Maturity Amount
1 Year ₹1,20,000 ₹1,20,000 ₹1,20,000

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I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

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%%Above illustration is for Bajaj Allianz Life eTouch- A Non-Linked, Non-Participating, Individual Life Insurance Term Plan (UIN:116N172V04) considering Male aged 24 years | Non-Smoker | Policy Term(PT)– 30 years | Premium Payment Term (PPT)– 30 years | Sum Assured opted is Rs.1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,051. 2nd Year onwards premium Rs. 6,460. Total Premium Paid is Rs. 1,93,391 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage: 45, Income Payout Percentage:55) | Premium shown above is inclusive of Online Discount only and exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only.

##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

@Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & /any other applicable tax levied, subject to changes in tax laws
Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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~Individual Death Claim Settlement Ratio for FY 2023-2024


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

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Disclaimer

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Allianz Life Insurance Company Limited is only the name of the Life Insurance Company and Bajaj Allianz Life Goal Assure II - A Unit- Linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L180V02), Bajaj Allianz Life POS Goal Suraksha - A Non Linked, Non Participating, Individual, Life Insurance Savings Plan (UIN: 116N155V11) are only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

This advertisement is designed for combination of Benefits of two individual products named (1) Bajaj Allianz Life Goal Assure II - A Unit- Linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L180V02). (2) Bajaj Allianz Life POS Goal Suraksha - A Non Linked, Non Participating, Individual, Life Insurance Savings Plan (UIN: 116N155V11). These products are also available for sale individually without the combination offered/ suggested. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.

*Conditions apply- The Guaranteed benefits are dependant on the policy terms, premium payment terms availed along with other variable factors. For more details please refer respective product sales.(Also available on www.bajajallianzlife.com). This benefit is available with Bajaj Allianz Life Pos Goal Suraksha. brochure.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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Written ByPalak Bagadia
AboutPalak Bagadia
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Palak Bagadia, Associate – Digital Marketing at Bajaj Allianz Life, with experience spanning content and performance marketing, recruitment, employee engagement in the BFSI industry, with a strong understanding of the insurance sector.
Reviewed ByRituraj Singh
AboutRituraj Singh
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Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 25th July 2025
Modified on: 29th July 2025
Reading Time: 20 Mins
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How the Investment Value Calculator Works

The investment value calculator requires a few details to give you the future value of your corpus. For the calculator to work, you have to enter the following details –

  • Periodic investment:

    Enter a realistic amount that you can set aside at specific periods ( such as every month etc.) to plan for your financial goals. It can be ₹5000, ₹10,000, or any amount that can help you create the desired corpus for your goals.


  • Investment tenure:

    Enter the period over which you can invest. Choose a tenure which aligns with your financial goals. For instance, if you want to save for your child’s higher education and if your child is currently aged 5, you might have an investment tenure of 10 or 12 years, after which you would need the corpus. So, you can enter this value in the calculator to find out the corpus created after this period.


  • Expected rate of return:

    Enter the estimated return that you expect on your savings. This rate usually depends on the type of investment avenue you choose. For instance, , if you choose market-linked ULIPs, the returns you might input can be 4% or 8%1.

    After entering the details, the calculator would give you –

    • The aggregate value of your investments, i.e., how much you have invested
    • The expected corpus after the specified tenure at the rate of interest mentioned during the calculation

    You would also be able to see how your corpus is growing year after year through a graphical representation for better understanding.

Benefits of Using the Investment Value Calculator

Here are some of the benefits of using the investment value calculator –

  1. Quick and easy

    The calculator is quite easy to use. It is an online tool which requires a few details and does the calculation instantly. Moreover, it is completely free to use, which allows you to do multiple calculations for different financial goals.


  2. Gives estimated returns

    You can get an estimate of the corpus that can be created with the savings that you put in. You can choose the amount you want to save, the tenure for which you want to save, and the expected rate of return and find out how much corpus you can create.


  3. Helps with disciplined savings

    The SISO method allows you to save systematically. This helps inculcates a disciplined savings habit. Saving in a disciplined manner also helps with better financial planning, allowing you to save up for all your different goals.


  4. Helps you choose the right plan

    After you get the estimated value of the corpus needed for your financial goal, the calculator also gives you the flexibility to choose a suitable life insurance plan that can help you achieve the calculated corpus.

    You can choose traditional plans or market-linked ULIPs depending on your life goals and buy the right life insurance plan to start saving for the corpus you want to create.

Conclusion

The investment value calculator is a simple and handy tool which can help with financial planning. By giving you the estimated future value of your systematic investments, the calculator helps you plan for your financial goals effectively. You can also choose the SISO method and buy a life insurance plan wherein you pay premiums monthly, quarterly, half-yearly or yearly for a disciplined saving strategy, and also get the benefit of regular income on maturity.

So, use the calculator and plan for your financial goals with the right life insurance plan.

Frequently Asked Questions

1. What is the purpose of the Investment Value Calculator?

The investment value calculator helps in estimating the future value of the corpus that you can create by saving in a systematic manner.

2. How accurate are the projections provided?

The calculator calculates the expected corpus based on the rate of return that you enter. The calculations might differ based the inputs, and the actual value of the corpus might differ if the rate of return changes or if you choose a market-linked ULIP wherein the returns are not guaranteed.

3. Can I use this calculator for different types of life insurance plans?

Yes, you can use the calculator for different types of life insurance plans. The calculator would give you the expected value of your investment depending on the rate of return and investment tenure.

4. Does the calculator account for market fluctuations?

No, the calculator calculates the corpus based on the rate of return that you provide. The calculator does not account for possible market fluctuations that might increase of decrease the rate of return.

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IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

1The assumed rate of returns indicated at 4% and 8% are illustrative and not guaranteed and do not indicate the upper or lower limits of returns under the policy

BJAZ-WP-ECNF-16166/25

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For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

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