1Tax benefits as per prevailing Section 11 (read with Schedule II) and Section 123 of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.
2Conditions Apply - The Guaranteed bene fits are dependent on policy term, premium payment term availed along with other variable factors. For more details, please refer to sales brochure.
3The term "effectively zero premium allocation charge" is used as the deducted premium allocation charges are added back to the fund value at the end of the 15th policy year, after accumulating at a growth rate of 7% per year provided the policy is in-force. This shall exclude premium allocation charges deducted for top up premiums and GST on premium allocation charges.
4Subject to Section 11 (read with Schedule II, Sr.No.2) conditions i.e. aggregate annual premium for ULIP policies issued on or after 1st February 2021 does not exceed Rs. 2.5 Lakhs and sum assured is 10x of annual premium. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.
6Above illustration is considering Male aged 55 years | Standard Life | Policy term (PT) – Whole Life | Premium Payment Term (PPT) – 10 years | | Variant: Gold | Yearly Premium Payment Mode | This illustration is considering investment in "Pure Stock Fund (ULIF02721/07/06PURSTKFUN116)" | Sum Assured Multiple - 10. In case of death at age 85 years, death benefit payable at 4% return will be ₹2,01,52,173 and at 8% return will be ₹5,49,61,398
7Above illustration is considering Male aged 55 years | Standard Life | Policy term (PT) – Whole Life | Premium Payment Term (PPT) – 10 years | | Variant: Gold | Monthly Premium Payment Mode | This illustration is considering investment in "Pure Stock Fund (ULIF02721/07/06PURSTKFUN116)" | Sum Assured Multiple - 10. In case of death at age 85 years, death benefit payable at 4% return will be ₹1,18,45,115 and at 8% return will be ₹3,17,18,044
8Above illustration is considering Male aged 55 years | Standard Life | Policy term (PT) – Whole Life | Premium Payment Term (PPT) – 10 years | | Variant: Gold | Monthly Premium Payment Mode | This illustration is considering investment in "Pure Stock Fund (ULIF02721/07/06PURSTKFUN116)" | Sum Assured Multiple - 10. In case of death at age 85 years, death benefit payable at 4% return will be ₹1,66,70,177 and at 8% return will be ₹4,46,09,685
aThe assumed rate of returns indicated at 4% and 8% are illustrative and not guaranteed and do not indicate the upper or lower limits of returns under the policy
%100% Return of Mortality Charges (ROMC) shall be added back to the fund value at the end of 15th policy year and in every 5th policy year after that before maturity. At maturity 100% ROMC shall be paid.
*Loyalty Additions will be added into the Regular/single Premium Fund Value and will be 0.25% of the average fund value of the last 3 years (including the current year) at the end of every year starting from the 16th policy year till the end of policy term.
~Individual death claim settlement ratio FY 2025-26.
+Individual and group, as on 31st March, 2026.
#Solvency ratio 266% as at 31 March, 2026 against IRDAI mandated 150%.
$For details refer to press release published by CARE
Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited)
In a box, below spurious call disclaimer ->
BEWARE OF SPURIOUS PHONE CALLS AND FICTION / FRAUDULENT OFFERS - IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Risk Factors and Warning Statements: Bajaj Life Insurance Limited Regd. Office Address: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006, Reg. No.: 116, CIN : U66010PN2001PLC015959, Call us on Customer Care Number: 020-6712 1212, Mail us : customercare@bajajlife.com. The Logo of Bajaj Life Insurance Limited is provided on the basis of license given by Bajaj Finserv Limited to use its “Bajaj” Logo. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajlifeinsurance.com) carefully before concluding a sale. All charges/ taxes, as applicable, will be borne by the Policyholder.
ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Life Insurance Limited is only the name of the Life Insurance Company and Bajaj Life Supreme, A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L211V02) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.
BLIC-WP-ECNF-22076/26