What is Bajaj Life ACE?

Bajaj Life ACE offers four product variants that can be purchased standalone or in combination.

For 35 years old Male | Annual Premium ₹1 Lacs | Premium Payment Term 10 years | Policy Term 65 years | Deferment Period: 0 years | Income Period: 65 years | Total Premium Paid ₹10 Lacs* | Standard Life | Sum assured on death: ₹11 Lacs (at inception) | Goal Protection Benefit not opted

Note :

• For above illustration, the Sum Assured on Death during 1 policy year will be ₹11,00,000. The Income payouts will be paid in arrears as per chosen payouts frequency. The premium mentioned above are exclusive of any extra premium loading and any other applicable tax levied, subject to changes in tax laws.
• The policy will terminate on the payment of last Income benefits and Maturity benefit. The above illustration is assuming the Life Assured is alive till the end of policy term.

You can pay premiums yearly, half-yearly, quarterly, or monthly. Customize the Premium Payment Term, Policy Term, Deferment Period, and Sum Assured Multiple to match your financial goal.

Every financial goal is different — and Bajaj Life ACE is built to match that diversity. Use this simple guide to identify the right variant for your specific needs.

Choose Early Income variant if you want an immediate, regular income starting right from the first policy month or year.

Choose Wealth variant if you are saving toward a specific milestone and want a sizeable, lump sum amount at the end of the policy term.

Choose Increasing Income variant that grows at 5% p.a. on a compounding basis— suitable for keeping pace with inflation over the long term.

Choose a Deferred Income variant, if you prefer income to start after a defined deferment period (up to 5 years) following the Premium Payment Term.

You can also combine any two or more variants within a single policy — letting you enjoy immediate income and build a corpus at the same time.

All ages mentioned above are age as on last birthday. Risk cover (including for minor lives) will commence immediately on the date of commencement of risk in the policy. In the case of a minor life, the policy will vest on the life assured on the earlier of attainment of age 18 years age or maturity date. For female lives, 1% mark-up will be available on Benefit Sum Assured. Income Period will commence after the end of Deferment Period. Minimum & maximum Sum Assured: 11 times of Annualised premium Benefits will vary depending upon options chosen

India's cost of living has risen sharply consumer prices increased by over 4.27%. While education costs are growing at 3.15% annually (Provisional) Over 60% of Indian households rely on a single earning member, struggling to manage rising expenses. Meeting long-term goals such as children's education, retirement, or property ownership also becomes difficult. With the average Indian household spending rising to ₹7,000 per month in Tier 1 cities, a parallel, guaranteed income stream is no longer a luxury it is a financial necessity. To meet your financial goals, household income needs should come from a dedicated, non-market-linked source for potential financial returns. This is precisely where Bajaj Life ACE makes a real difference. The Early Income option delivers a regular income stream starting from the 1st policy month or year after your premium payment term ends. Whether you use it to pay school fees, supplement retirement income, or simply maintain your lifestyle, Bajaj Life ACE gives you a reliable, immediate parallel source of income that works even when markets don't helping you stay on track for every life goal, in every season of life.

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