Close Button Close Button
X
NRI Services Helpline

Calling FromPhone Number
Calling us from INDIA
 
Rest of the World
 

Understanding Long-term Complications of diabetes

Diabetes influences long-term health more than it affects day-to-day comfort. The most significant consequences often emerge years later, in the form of complications that alter physical ability, independence, and quality of life.

According to a survey conducted by the International Diabetes Federation (IDF) in 2023, more than 2 in 3 people with diabetes already have at least one complication at the time of diagnosis.1 This finding highlights a critical reality: long-term damage frequently begins even before diabetes is identified or treated.

they often lead to an inactive lifestyle, which can make blood sugar management more difficult over time. The focus, therefore, should shift toward forms of movement that are easier to maintain, safer for the body, and adaptable to different fitness levels.

This guide explains what low-impact workouts are, how they help regulate blood sugar, and which exercises are most suitable for long-term diabetes management. Read Less

 

 

Get in Touch to Know More
I agree and consent to the Terms & Conditions, Privacy Policy
Get Your Life Goals, Done!

Tailored Life Insurance Solutions for your long-term Life Goals.

Written ByShruti gujarathi
AboutShruti gujarathi
LinkedIn Icon
Shruti Gujarathi has 5 years of experience in the BFSI sector, and as Manager – Digital Marketing at Bajaj Life Insurance, manages digital and content marketing. She has had hands-on experience in content strategy, performance marketing and Strategic Alliances over a career spanning 10 years, with deep expertise in insurance domain.
Reviewed ByRituraj Singh
AboutRituraj Singh
LinkedIn Icon
Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 01st March 2026
Modified on: 2nd March 2026
Reading Time: 25 Mins
Share

Long-term Complications of Diabetes2

Diabetes increases the risk of several serious health conditions that can affect multiple organs and body systems over time. These complications develop primarily due to prolonged exposure to elevated blood glucose levels, which gradually damage blood vessels, nerves, and tissues.

  1. Cardiovascular Diseases

    Excess glucose in the bloodstream can restrict blood flow by causing narrowing and hardening of the arteries, a condition known as atherosclerosis. People having high cholesterol levels and high blood pressure, along with diabetes, are at a higher risk of cardiovascular diseases.

    Additional risk factors include smoking, a sedentary lifestyle, and a family history of heart disease. Over time, reduced blood flow can significantly increase the risk of heart attacks and strokes, making heart health a critical concern for individuals with diabetes.

  2. Chronic Kidney Disease

    The kidneys are particularly vulnerable to long-term damage caused by diabetes, especially when blood sugar levels remain poorly controlled. This condition, known as diabetic kidney disease, develops gradually and is often symptom-free in its early stages. One of the first signs may be the presence of protein in the urine, indicating reduced kidney function. Because kidney disease is typically painless until advanced stages, individuals with diabetes are advised to undergo routine urine and blood tests to monitor kidney health.

  3. Diabetes-Related Eye Disease

    One of the most common eye-related complications of diabetes is called diabetic retinopathy. The ailment happens when high blood sugar damages the small blood vessels that are present in the retina, causing them to swell or leak. High blood pressure further increases this risk. In its early stages, diabetic retinopathy often presents no noticeable symptoms, which is why regular comprehensive eye examinations are essential. Early detection allows timely treatment and helps prevent permanent vision loss.

  4. Neuropathy

    Prolonged high blood glucose levels can damage nerves throughout the body, a condition referred to as neuropathy. This damage may affect sensory nerves responsible for feeling, motor nerves involved in movement, and nerves that regulate internal organ functions. Common signs include numbness or tingling in the hands and feet, excessive sweating, digestive disturbances, and sexual dysfunction. Nerve damage often develops gradually and can significantly affect daily functioning if left unmanaged.

  5. Foot Complications

    Reduced blood supply and nerve damage place people with diabetes at a higher risk of foot-related complications. Structural changes, such as toe deformities, may also occur. Poor circulation and reduced sensation delay healing and increase the likelihood of infections, ulcers, and foot injuries going unnoticed. Regular foot inspections for cuts, blisters, calluses, or skin infections are essential to prevent serious outcomes.

  6. Skin Complications

    Diabetes can affect skin health due to damage to small blood vessels and nerves, leading to reduced moisture retention and circulation. Dry skin is particularly common on the feet and heels, but may occur elsewhere on the body as well. Over time, high blood sugar can weaken the skin’s natural barrier, increasing susceptibility to bacterial, fungal, and yeast infections. Keeping the skin clean, moisturised, and monitored for changes helps reduce the risk of complications.

  7. Oral Complications

    Poorly managed diabetes increases the risk of dental problems, including tooth decay and gum disease. Damage to the blood vessels supplying the gums can weaken oral tissues and reduce resistance to infections. In turn, oral infections can make blood sugar control more difficult. Without proper care, gum disease can progress, leading to inflammation and tooth loosening. Maintaining good oral hygiene and scheduling regular dental check-ups are important for preventing long-term oral complications.

  8. Hearing Loss3

    Hearing loss is more common among individuals with diabetes compared to those without the condition. Damage to the blood vessels and nerves of the inner ear caused by elevated blood sugar levels may contribute to this increased risk. Hearing impairment may develop gradually, making early signs easy to miss. Prompt evaluation and medical consultation are recommended if hearing changes are noticed.

  9. Diabetic Ketoacidosis4

    Diabetic ketoacidosis is a serious and potentially life-threatening complication that occurs when the body produces excessive ketones due to insufficient insulin. It is more common in people with Type 1 diabetes, but can also occur in Type 2 diabetes under certain conditions. Symptoms include nausea, vomiting, abdominal pain, rapid breathing, and confusion. Recognising early warning signs and seeking immediate medical care are critical to preventing severe outcomes.

Although diabetes is associated with a wide range of complications, its progression is influenced by long-term management practices. With consistent medical care, regular health screenings, and long-term lifestyle discipline, many complications can be delayed or kept under control.

 

Conclusion

One of the biggest challenges of diabetes is uncertainty. Complications may not follow predictable timelines, and their progression can vary widely between individuals.

Hence, living with this chronic condition often calls for thoughtful financial planning alongside health management. Preparing for future responsibilities can ease uncertainty and provide reassurance over the long term. The Bajaj Life Diabetic Term Plan II Sub 8 HbA1c can be useful to get the right medical care without having second thoughts about finances. Thus allowing individuals to focus more confidently on their well-being.

 

Key Takeaway

  1. Diabetes can lead to serious long-term complications that often develop silently.
  2. Damage may begin before diagnosis and worsen without consistent management.
  3. The condition can affect the heart, kidneys, eyes, nerves, and circulation.
  4. Regular screenings help detect complications early.
  5. Planning ahead and having suitable insurance supports better long-term financial security.
 

Frequently Asked Questions (FAQ)

  1. Is diabetes genetic?

    Yes, diabetes can be inherited, but genetics alone do not determine if the condition will occur. Environmental factors and lifestyle choices often play a key role in triggering the condition.

  2. What are the risk factors for diabetes?

    Risk factors for diabetes include age, family history, ethnicity, unhealthy lifestyle habits, excess weight, prediabetes, and certain environmental or geographic factors.

  3. Is a normal life possible with diabetes?

    Yes, a normal and fulfilling life is possible with diabetes. With proper management, support, and planning, people with diabetes can stay active, socialise, travel, and continue doing the activities they enjoy.

  4. Can diabetes be reversed?

    Type 1 diabetes cannot be reversed, while Type 2 diabetes may go into remission with long-term lifestyle changes such as healthy eating and regular exercise.


Sources

  1. https://idf.org/news/more-than-two-in-three-people-with-diabetes-already-have-complications-at-diagnosis
  2. https://www.healthians.com/blog/how-does-diabetes-affect-the-body-complications-damage/
  3. https://www.happyearshearing.com/link-between-diabetes-and-hearing-loss/
  4. https://www.mayoclinic.org/diseases-conditions/diabetic-ketoacidosis/symptoms-causes/syc-20371551
Disclaimers:
Plus Symbol
Minus Symbol

The content of this article is intended for informational purposes only and does not provide any professional medical/nutritional advice. Kindly consult your Dietician/Nutritionist/Doctor for any assistance/advice. Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) disclaims any warranty, responsibility or liability for the accuracy of the above information and assumes no responsibility for errors or omissions. For more details on risk factors, terms and conditions please read the sales brochure & policy document (available on www.bajajlifeinsurance.com) carefully before concluding a sale. Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) Reg. Office Address: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006. CIN: U66010PN2001PLC015959,  call us on Customer Care No. 020-6712 1212 , mail us on: customercare@bajajlife.com. The Logo of Bajaj Life Insurance Limited is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo.

BLIC-WEB-EC-20113/26

X
Disclaimer

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) | IRDAI Reg no. 116

X
Terms & Conditions

I hereby authorize Bajaj Life Insurance Limited. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

X
Disclaimer

%%Above illustration is for Bajaj Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V03) considering Male aged 25 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,238. 2nd Year onwards premium is Rs. 6,659. Total Premium Paid is Rs. 1,99,349 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly installments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. This is inclusive of all the discounts mentioned above.

##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

@Term Insurance plan bought online directly from Bajaj Life Insurance has no commissions involved.

^^The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & /any other applicable tax levied, subject to changes in tax laws
Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) | IRDAI Reg no. 116

X
Disclaimer

Bajaj Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V04)

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) | IRDAI Reg no. 116


close
Ask for an Agent
Sign up for personal visit and tailored advice from our expert agents

Claim Settlement Ratio of 99.29%~