Can I start or stop receiving my survival benefits?

Yes, you have the flexibility to start or stop your survival benefits anytime during the policy term. You may even alter the choice multiple times. If you decide to accumulate the benefits an additional rate will be given for the accumulation time

What benefits will my spouse get from the plan?

If you have opted for a Joint Life policy, your spouse will be covered for a sum assured of 50% to 100% of your sum assured.

Can I change the frequency of my survival benefit payouts?

Yes, you can change the frequency of your survival benefit payout from monthly to yearly and vice-a-versa.

Is it mandatory to take 50% of the sum assured at the end of PPT under the Enhance Benefit plan?

Yes if you have opted for Enhanced benefit option you will receive 50% of your sum assured as lumpsum at the end of premium payment term.

What is the maximum loan one can avail against the policy?

One can avail a maximum loan of 80% of the surrender benefit less any Cash Value available under the policy.

What kind of equity exposure is available under the Plan?

This investment plan can have exposure of up to 40% in equity. This will help in declaring higher Compound Reversionary Bonus (if any) & Terminal Bonus (if any)

Flexi Income Goal Plus

Calling From	Phone Number
Calling us from INDIA
Rest of the World

Income Benefit	Enhanced Benefit
Minimum	Maximum	Minimum	Maximum
0 year	55 years	0 year	55 years

Income Benefit	Enhanced Benefit
Minimum	Maximum	Minimum	Maximum
18 years	99 years	18 years	80 years

Income Benefit	Enhanced Benefit
5 to 20 years	5 to 12 years

Income Benefit	Enhanced Benefit
17 years to 99 minus Age at Entry (Subject to 60 years maximum)	17 years to 25 years

Income Benefit	Enhanced Benefit
Minimum	Maximum	Minimum	Maximum
As per the Minimum Maturity Sum Assured	No limit (subject to the prevailing Board Approved Under writing Policy)	As per the Minimum Maturity Sum Assured	No limit (subject to the prevailing Board Approved Under writing Policy)

Income Benefit	Enhanced Benefit
10 times of Annualized Premium	10 times of Annualized Premium

Income Benefit	Enhanced Benefit
Annual / Semi-Annual / Quarterly / Monthly	Annual / Semi-Annual / Quarterly / Monthly

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Life Insurance Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

¹©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

Bajaj Life Flexi Income Goal Plus

Overview

Key Advantages

Eligibility

Downloads

Option to choose from two variants

Optional Riders

Tax benefits**

Age at Entry

Age at Maturity

Premium Payment Term (PPT)

Policy Term(PT)

Annual Premium

Sum Assured on Death

Premium Payment Mode

Prospectus / Brochure

Policy Document

Customer Information sheet

Why Bajaj Life Insurance ?

Frequently Asked Questions

Customer Speaks

Life Insurance Guide