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Jeevan Pramaan Patra FAQs: Eligibility, Validity, And Documents Required

When a person grows older, there comes a time when it may gradually start becoming more and more difficult for them to conduct regular errands, especially without any help. Tasks that may have seemed simple, like going to the bank, may end up becoming tougher. At the same time, some of these tasks may be unavoidable. For example, senior citizens (especially ex-government employees) usually may be living on a pension. Collecting this pension Read More

may not be a hassle, but every year, one is required to provide a life certificate or a ‘Jeevan Pramaan Patra’ to the authorised pension distributing agencies to be able to receive their pension in their account3.

It may be difficult for some pensioners to submit their life certificates in person. Some of these hassles may be saved, thanks to the introduction of the Digital Life Certificate (DLC).

Let’s take a quick look at what the DLC for pensioners is, and what it means for pensioners. Read Less

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Written ByPalak Bagadia
AboutPalak Bagadia
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Palak Bagadia, Associate – Digital Marketing at Bajaj Life Insurance, with experience spanning content and performance marketing, recruitment, employee engagement in the BFSI industry, with a strong understanding of the insurance sector.
Reviewed ByRituraj Singh
AboutRituraj Singh
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Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Published: 13th February 2025
Last Updated: 21st January 2026
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What is Jeevan Pramaan Patra?

The life certificate that a pensioner is required to present annually to the bank to be able to collect their pension is known as Jeevan Pramaan Patra. This is not a new introduction but has been a requirement for pensioners for a while now So, what is new with Jeevan Pramaan Patra? To avail the Life certificate, an individual drawing pension, is required to be personally present in front of the Pension Disbursing agency or have the Life certificate be issued by the authority where they served earlier. This requirement often becomes a hurdle in the seamless transfer of the pension. Digital Life Certificate for Pensioners Scheme known as Jeevan Pramaan seeks to address this issue by digitizing the process of securing a life certificate3.

At first, the use of biometrics was considered for the digital Jeevan Pramaan Patra. However, it was found that capturing biometrics, especially fingerprints, was difficult for senior citizens. Owing to this, the process then shifted to a face-recognition system in collaboration with MeitY.[2] This may enable pensioners to submit their Jeevan Pramaan Patra through their smartphones. Thus, one may not have to go physically to the bank and wait in a queue for their Jeevan Pramaan Patra submission.

Knowing that a life certificate for pensioners is one of the most important documents, this change in the process of Jeevan Pramaan Patra submission may be welcomed by most.

 

Sources

1. https://jeevanpramaan.gov.in/v1.0/misc/faq

2. https://jeevanpramaan.gov.in/v1.0/#certificate

 

Jeevan Pramaan Patra FAQs

Key Takeaways

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  • Jeevan Pramaan Patra is a digital life certificate that helps pensioners verify their existence without visiting banks physically.
  • It’s available through both mobile and desktop applications on the official Jeevan Pramaan portal.
  • Only pensioners whose PSA (Pension Sanctioning Authority) is registered with the Jeevan Pramaan can use it.
  • The certificate’s validity is decided by the PSA (Pension Sanctioning Authority) and must be renewed after expiry.
  • In case of rejection, pensioners can reapply by correcting their details and regenerating the Pramaan ID.
  • Status updates for the certificate are available online and through SMS alerts.

 

Conclusion

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Jeevan Pramaan Patra has transformed how pensioners verify their life certificates by bringing the entire process online. Since its launch in 2014, over 11.48 Crore Jeevan Pramaan have already submitted Digital Life Certificates, showing how widely it’s being used. This digital shift not only simplifies pension disbursal but also adds comfort and dignity to the retirees’ lives2.

 

Faqs
Disclaimers:
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The content provided is for general informational purposes only. The material is compiled from publicly available sources, internal insights, and other information deemed reliable. While reasonable care has been taken in compiling the information, Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) assumes no liability for its accuracy. The opinions expressed do not constitute formal recommendations, professional advice, or definitive guidance. Readers are encouraged to conduct their own due diligence and are advised to seek independent professional or expert advice before making any financial or investment decisions based on the content. Any illustrations included are for conceptual clarity only and do not reflect the actual performance of any product or offering.

BLIC-WEB-ECNF-19245/25

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*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) | IRDAI Reg no. 116

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I hereby authorize Bajaj Life Insurance Limited. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

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%%Above illustration is for Bajaj Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V03) considering Male aged 25 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,238. 2nd Year onwards premium is Rs. 6,659. Total Premium Paid is Rs. 1,99,349 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly installments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. This is inclusive of all the discounts mentioned above.

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Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) | IRDAI Reg no. 116

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Disclaimer

Bajaj Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V04)

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) | IRDAI Reg no. 116


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