Calling From	Phone Number
Calling us from INDIA
Rest of the World

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER.

Bajaj Life Opportunity Fund

The Bajaj Life Opportunities Fund is designed to capture high-potential growth across the Indian economy by identifying market-cap-agnostic opportunities. By combining a multi-engine approach with active stock selection, the fund aims to deliver superior risk-adjusted returns by pivoting between steady compounders and high-alpha special situations.

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER.
Premium starting from Rs. 3,000/month^{^}

Loyalty Additions¹

Choice of 4 Investment Portfolio Strategies

Life Cover

Return of mortality charges at maturity

ULIP Fund Returns Up to 26.8%*

Full Name

Date Of Birth

Are you an NRI?

Yes No

Select Country

Australia
Austria
Belgium
Canada
Czech Republic
Denmark
England
Finland
France
Germany
Greece
Greenland (Denmark)
Holland
Hong Kong
Hungary
Iceland
Ireland
Italy
Japan
Kingdom of Bahrain
Kuwait
Luxembourg
Mauritius
Netherlands
New Zealand
Northern Ireland (UK)
Norway
Oman
Poland
Portugal
Qatar
Romania
Saudi Arabia
Scotland
Singapore
Slovenia
South Korea
Spain
Sweden
Switzerland
United Arab Emirates
United Kingdom
USA
Vatican City
Wales (UK)

Mobile Number

Email Id

Annual Income

I agree and consent to theTerms & Conditions, Privacy Policy

^{*,^ ,1}T&C Apply| BJAZ-WB-EC-17476/25

Occupation

Education

Gender

Male Female Others

I agree and consent to theTerms & Conditions, Privacy Policy

^{*,^ ,1}T&C Apply| BJAZ-WB-EC-17476/25

Customer rating

Rated by customers

Note: Opportunity Fund will be available along with Bajaj Life ULIP Products.

Bajaj Life ULIP Products with underlying Opportunity Fund, enables policyholders to achieve their life goals, powered by the security of a life cover and the opportunity for wealth creation.

SFIN No: ULIF011406/02/26BLOPNLC250116

Why Bajaj Life Opportunities Fund?

Multi-Stage Growth Engine-

Utilizes four distinct strategic engines to capture value from established leaders, emerging winners, and tactical cyclical shifts.
All-Season Appeal-

Designed for long-term investors seeking a core equity holding that can adapt to different market cycles and volatility levels.
Diverse Opportunity Set-

Strategically diversified across sectors and market caps, including special situations and mispriced turnaround ideas.
Expansive Investment Universe-

Access to a vast universe of stocks across the Indian market, providing the flexibility to identify winners beyond standard index heavyweights. This broad reach allows the fund to remain agile, capitalizing on emerging alpha stories while maintaining a foundation in high-quality established businesses.
Market Cap Agnostic Strategy-

Combines top-down macroeconomic analysis with rigorous bottom-up stock selection to identify the best opportunities regardless of company size. This flexible approach allows the fund to invest where growth potential is highest, shifting within market caps.

Investment Insight: The Indian opportunity story is evolving rapidly, driven by structural reforms and economic expansion. This fund is positioned to capture this transformation through a diversified, high-conviction portfolio that targets both consistent compounders and opportunistic alpha generators.

Disciplined Portfolio Creation: From 700+ to 40-50* Best Ideas

Investment Philosophy

Focus on Growth at a Reasonable Price (GARP) with a long-term orientation.
We invest in businesses, not just stocks, seeking companies where opportunity size is substantial, and fundamentals are compelling.

*Depending upon the market condition, the number of stocks may vary

Opportunities Fund: Four-Engine approach to finding alpha across market caps

Bajaj Life Flexi Cap Fund

Established Compounders (Large-Cap Leaders):

Targets high-quality large companies with strong competitive moats, consistent cash flows, and visible earnings.
Emerging Winners (Mid-Cap Growth Stories):

Mid-sized companies entering their high-growth phase or undergoing business transformation.
Cyclical & Thematic Opportunities:

Companies benefiting from economic cycles, policy shifts, capex revival, or sectoral tailwinds.
Special Situations & Mispriced Ideas:

Targets stock-specific price-to-fundamental disconnects where the best returns come from change-driven events.

Bajaj Life Recently Launched Active NFO

Bajaj Life Active Funds Performance Track Record Since Inception

Scheme Name	Scheme Return	Benchmark	Alpha	Inception Date
Bajaj Life Flexi Cap Fund	15.3%	14.3%	+1.0%	20-May-22
Bajaj Life Sustainable Equity Fund	16.5%	15.1%	+1.4%	16-Feb-23
Bajaj Life Small Cap Fund	25.9%	21.7%	+4.2%	23-May-23
Bajaj Life Focused 25 Fund	13.1%	9.2%	+3.9%	20-Mar-25

Consistent outperformance: All five funds delivering positive alpha, demonstrating skilled active management and superior risk-adjusted returns across market capitalizations.

Performance data as on 30 Jan 2026 I Past performance is not indicative of future performance.

Is This Fund Right For You?

Long-Term Capital Growth

Suitable for investors with a time horizon of five years and above, providing sufficient time to navigate market cycles and capture the full potential of high-growth investment themes.

Diversified Equity Exposure

Perfect for those seeking dynamic access to multiple market segments—from established large-cap leaders to emerging mid-cap winners—within a single, professionally managed portfolio.

Growth & Opportunity Theme

Designed for investors who want to capitalize on evolving market shifts, special situations, and mispriced ideas that offer superior return potential beyond traditional index heavyweights.

Risk-Agile Profile

Suited for investors with a high-risk appetite who are comfortable with equity volatility and seek to benefit from active management that targets both tactical cycles and structural transformations.

Bajaj Life Opportunities Fund

1. Investment Objective- To achieve long-term capital appreciation by investing in a diversified basket of equity and equity related instruments of companies predominantly* from the top 250 companies by market capitalization.

*Minimum 60% of invested equity to be in large & midcap stocks

2. Benchmark Index- Nifty Large Mid Cap 250

3. Risk Classification- Very High Risk: Investors should be prepared for significant volatility and potential capital loss. Suitable for investors with high risk tolerance, long term investment horizons.

Strategic Framework for Sector Preference

The Bajaj Life Opportunities Fund leverages 4-engine framework to identify high-potential investment opportunities and sector preferences:

Disciplined & Dynamic Allocation:
We utilize a disciplined sector allocation approach with the flexibility to adjust focus across sectors as market conditions evolve.
Optimal Positioning:
Our dynamic approach ensures optimal positioning for long-term value creation by capturing emerging opportunities and aligning preferences with evolving consumer trends.
Strategic Focus:
Current positioning emphasizes sectors that offer a balance of near-term catalysts and long-term structural growth, specifically targeting those with:
1. Strong earnings visibility
2. Reasonable valuations
3. Sustainable competitive advantages

Life Insurance Guide

Articles
Calculators

What is ULIP?

Let us begin by reviewing what a ULIP means. ULIP stands for Unit-Linked Insurance Plan and is a combination of insurance and investment.

Top Performing ULIP Funds

Policyholder in a ULIP Policy gets units for the premium invested. While some may choose to invest in equities

Life Insurance Meaning: Definition, Benefits & How It Works

For instance, say an individual buys a life insurance policy for Rs. 50 lakhs for 20 years. If the life insured happens to die within the policy tenure

How to Calculate the Cash Surrender Value of Life Insurance?

A life insurance policy can help you secure the financial future of your family members, even if anything unfortunate were to happen to you.

Underinsurance Calculator

With the Underinsurance Calculator, check if your Life Cover is atleast 10x of your Annual Income.

Term Insurance Calculator

An easy to use Term Insurance calculator to determine the right life cover amount as per your needs.

ULIP Calculator

Know the amount to invest today to have the corpus to accomplish your Life Goals tomorrow.

Income Tax Calculator

Know your income tax based on the taxable income and explore Life Insurance plans to save more tax.

Investment Calculator

Answer a few simple questions to know estimated corpus you will have to fulfil your Life Goals.

Power of Compounding Calculator

Get an estimate of how much your investment will grow over a period of time.

Fixed Deposit Calculator

Answer a few easy questions to calculate your Fixed Deposit Returns.

NPS Calculator

Calculate your NPS returns effortlessly with our simple to use NPS Calculator.

SIP Calculator

Plan your investments effortlessly and achieve your financial goals with our easy-to-use SIP Calculator.

Retirement Preparedness Score Calculator

Answer a few simple questions to know how prepared you are for your retirement.

Child Education Planning Tool

A simple to use and comprehensive tool to plan for your child's education.

Savings to Life Goals Convertor

Use this calculator to know how savings from regular expenses can help you achieve your Life Goals.

Financial Fitness Calculator

Get to know your Financial Fitness Score by answering few simple questions.

Immunity Score Calculator

Use our immunity calculator to find out your immunity score in just a few clicks!

Child Plan Calculator

A simple to use calculator that helps you plan for fulfilling your Child's Life Goals.

Retirement Calculator

Calculate the amount you need to invest today to accomplish your retirement life goals.

Body Mass Index (BMI) Calculator

Body Mass Index (BMI) is a measure to understand whether your body weight is healthy as per your height.

View All

Popular Searches

Disclaimers:

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Life Insurance Limited is only the name of the Life Insurance Company and Bajaj Life Future Wealth Gain IV - A Unit- linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L202V01), Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01), Bajaj Life LongLife Goal III is A Unit-linked Non-Participating Whole Life Insurance Plan (UIN:116L203V01), Bajaj Life Invest Protect Goal III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L205V01), Bajaj Life Magnum Fortune Plus III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L207V02), Bajaj Life Goal Based Saving III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L206V01), Bajaj Life Fortune Gain II- A Unit-linked Non Participating Individual Life Savings Insurance Plan (UIN- 116L196V04), Bajaj Life Smart Wealth Goal V - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L201V04), Bajaj Life GAIN -A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L213V02), Bajaj Life Supreme- A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN: 116L211V01) are only the name of the unit linked insurance contracts and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

Opportunities Fund is available with Bajaj Life Future Wealth Gain IV - A Unit- linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L202V01), Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01), Bajaj Life LongLife Goal III is A Unit-linked Non-Participating Whole Life Insurance Plan (UIN:116L203V01), Bajaj Life Invest Protect Goal III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L205V01), Bajaj Life Magnum Fortune Plus III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L207V02), Bajaj Life Goal Based Saving III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L206V01), Bajaj Life Fortune Gain II- A Unit-linked Non Participating Individual Life Savings Insurance Plan (UIN- 116L196V04), Bajaj Life Smart Wealth Goal V - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L201V04), Bajaj Life GAIN -A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L213V02) and Bajaj Life Supreme- A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN: 116L211V01)

*In addition to the already existing funds, Opportunities Fund is now available with the above mentioned products. Customer has an option to choose from other available funds apart from Opportunities Fund

Past returns of a fund are not necessarily indicative of the future performance of the fund.

Please note that the fund aims to replicate the performance of benchmark index fund, subject to tracking error.

BLIC-WP-ECNF-20537/26

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Life Insurance Limited is only the name of the Life Insurance Company and Bajaj Life Future Wealth Gain IV - A Unit- linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L202V01), Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01), Bajaj Life LongLife Goal III is A Unit-linked Non-Participating Whole Life Insurance Plan (UIN:116L203V01), Bajaj Life Invest Protect Goal III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L205V01), Bajaj Life Magnum Fortune Plus III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L207V02), Bajaj Life Goal Based Saving III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L206V01), Bajaj Life Fortune Gain II- A Unit-linked Non Participating Individual Life Savings Insurance Plan (UIN- 116L196V02) and Bajaj Life Smart Wealth Goal V - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L201V04) are only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajlifeinsurance.com) carefully before concluding a sale.

Nifty 500 Multifactor 50 Index Fund is available Bajaj Life Future Wealth Gain IV - A Unit- linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L202V01), Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01), Bajaj Life LongLife Goal III is A Unit-linked Non-Participating Whole Life Insurance Plan (UIN:116L203V01), Bajaj Life Invest Protect Goal III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L205V01), Bajaj Life Magnum Fortune Plus III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L207V02), Bajaj Life Goal Based Saving III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L206V01), Bajaj Life Fortune Gain II- A Unit-linked Non Participating Individual Life Savings Insurance Plan (UIN- 116L196V02) and Bajaj Life Smart Wealth Goal V - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L201V04)

In addition to the already existing funds, Nifty 500 Multifactor 50 Index Fund is now available with the above mentioned products. Customer has an option to choose from other available funds apart from Nifty 500 Multifactor 50 Index Fund

Benchmark: Nifty 500 Multifactor MQVLv 50 Index past 5 CAGR Returns.

As on 30th May 2025.

*Past returns of a fund are not necessarily indicative of the future performance of the fund. | Please consult the financial advisor before investing.

Please note that the fund aims to replicate the performance of benchmark index fund, subject to tracking error.

Risk Profile - Very High

SFIN No- ULIF010302/06/25N500MF50IN116

^{^}Minimum premium mentioned is applicable for Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01) and is subject to policy terms and conditions.

¹Loyalty Additions is applicable for Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01) with the Policy term 10 years & above.

Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) | IRDAI Reg no. 116

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006, Maharashtra

Email: customercare@bajajlife.com | Customer Care No.: 020 6712 1212

Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.

The Logo of Bajaj Life Insurance Limited is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo.

Website Compatible Browsers: IE11, Firefox, Safari, Opera, Chrome

Disclaimer

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Life Insurance Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

¹©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

Disclaimer

Claim Settlement Ratio of 99.29%^~

Term Insurance Plans

Insurance Coverage Plans

Affordable Term Plans

Policy Term Plans

Insurance for All

Insurance Made Easy

ULIP Plans

Savings Plan

Endowment Plans

Child Insurance Plan

Retirement Plans

NRI Plans

Term Insurance Plans

ULIP Plans

Savings Plan

Retirement Plans

Endowment Plans

Life Insurance Calculators

Rider Plans

Group Plans

Know About SISO

Fund Performance

ULIP Plans

Tools & Calculators

Fund performance

Life Insurance Guide

Tools & Calculators

Bajaj Life Opportunity Fund

Why Bajaj Life Opportunities Fund?

Multi-Stage Growth Engine-

All-Season Appeal-

Diverse Opportunity Set-

Expansive Investment Universe-

Market Cap Agnostic Strategy-

Disciplined Portfolio Creation: From 700+ to 40-50* Best Ideas

Opportunities Fund: Four-Engine approach to finding alpha across market caps

Established Compounders (Large-Cap Leaders):

Emerging Winners (Mid-Cap Growth Stories):

Cyclical & Thematic Opportunities:

Special Situations & Mispriced Ideas:

Bajaj Life Recently Launched Active NFO

Is This Fund Right For You?

Long-Term Capital Growth

Diversified Equity Exposure

Growth & Opportunity Theme

Risk-Agile Profile

Bajaj Life Opportunities Fund

Strategic Framework for Sector Preference

Disciplined & Dynamic Allocation:

Optimal Positioning:

Strategic Focus:

Life Insurance Guide

Articles

Calculators

What is ULIP?

Top Performing ULIP Funds

Life Insurance Meaning: Definition, Benefits & How It Works

How to Calculate the Cash Surrender Value of Life Insurance?

Underinsurance Calculator

Term Insurance Calculator

ULIP Calculator

Income Tax Calculator

Investment Calculator

Power of Compounding Calculator

Fixed Deposit Calculator

NPS Calculator

SIP Calculator

Retirement Preparedness Score Calculator

Child Education Planning Tool

Savings to Life Goals Convertor

Financial Fitness Calculator

Immunity Score Calculator

Child Plan Calculator

Retirement Calculator

Body Mass Index (BMI) Calculator