The fund is designed to provide steady compounding over the long term and predominantly focuses on defensive, large-cap, and mid-cap stocks. It tracks the Nifty 500 Low Volatility 50 Index, which selects the top 50 stocks from the Nifty 500 universe that have demonstrated relatively stable price movements with lower fluctuations compared to the broader market. The fund currently exhibits a strong large-cap orientation, with approximately 79% allocated to large-cap stocks, while the remaining is distributed across mid-cap and small-cap segments. This composition offers investors a diversified yet defensively positioned equity portfolio structured to reduce volatility.
Speaking on the launch, Mr. Srinivas Rao Ravuri, Chief Investment Officer, Bajaj Life Insurance, said, “In an environment of heightened market uncertainty, we believe a low-volatility passive strategy offers a compelling proposition for long-term investors. The Bajaj Life Nifty 500 Low Volatility 50 Index Fund applies a disciplined, data-driven methodology to select stocks that have demonstrated price stability, offering a smoother investment experience without compromising the opportunity to participate in India's equity growth story. We believe this fund can serve as an effective core allocation for investors looking to build wealth steadily over time.”
The fund follows a rules-based, transparent methodology that selects 50 stocks based on their low volatility scores—calculated as the inverse of the standard deviation of one-year trailing price returns. To ensure the portfolio remains aligned with evolving market conditions, the index is reconstituted semi-annually in June and December. Individual stock weights are capped at the lower of 5% or five times their free-float market-cap weight at the time of inclusion in the index, helping reduce concentration risk and maintain portfolio stability.
The fund is intended for long-term investors seeking systematic, rules-based equity exposure with relatively lower volatility than the broader market.
About Bajaj Life Insurance [KV1]
Bajaj Life Insurance Limited (formerly known as Bajaj Allianz Life Insurance Company Limited) is one of India’s leading and fastest
growing private life insurers. In operation since 2001, it is a subsidiary of Bajaj Finserv Limited, one of India’s most diversified non-banking financial institutions. The Company continues its journey of enabling Life Goals through trusted insurance solutions and a strong financial foundation.
With innovation and a Customer First philosophy at its core, Bajaj Life delivers life insurance solutions that are inclusive, personalised, and relevant to evolving customer needs. By reimagining every touchpoint through a digital-first, customer-focused approach, the Company continues to set new benchmarks in accessibility, simplicity, and trust. A strong focus on distribution excellence, service innovation, and future-ready capabilities powers its journey as a trusted Life Goals enabler across India.
Bajaj Life serves over 3.47 crore* individual and group customers through a vast distribution network of 598 branches*, 1,64,287 agents*, 442 institutional partners*, including 36 bank partners across India, and its proprietary sales channels (online and offline). As of March 2026, total Assets Under Management (AUM) stood at Rs. 133,573 crores, including unclaimed funds of Rs. 37 crores and CBR funds of Rs. 61 crores. Bajaj Life has an Individual Claim Settlement Ratio of 99.29% (FY 2024–25) and maintains a strong Solvency Ratio of 333% (as on 31 December 2025).
*As on March 2026
For further details, please contact:
Bajaj Life Insurance Ltd. Adfactors PR
Akanksha Tiwari: +91 88269 60097 Sakshi Jain: +91 88276 46318
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