BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Risk Factors and Warning Statements: Bajaj Life Insurance Limited, Bajaj Life eTouch II, Bajaj Life New Critical Illness Benefit Rider and Bajaj Life Family Protect Rider are the names of the company and the product/rider respectively and do not in any way indicate the quality of the product/rider and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochure & policy document of base product and rider (available on www.bajajlifeinsurance.com) carefully before concluding a sale or consult your “Insurance Consultant” for more details and eligibility conditions. Bajaj Life Superwoman Term comprises of Bajaj Life eTouch II –Life Shield variant (UIN:116N198V05) a Non-linked Non- Participating Individual Life Insurance Term Plan, Bajaj Life New Critical Illness Benefit Rider – Comprehensive option (UIN: 116B058V01) a Non-Linked, Non-Participating, Individual, Pure Risk Health Rider (this is a mandatory rider) and Bajaj Life Family Protect Rider – Child Care option (UIN: 116B056V01) - a Non-linked, Non-participating, Individual, Pure Risk Health Rider (this is an optional rider). Regd. Office Address: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006. IRDAI Reg. No.: 116. CIN: U66010PN2001PLC015959, call us on Customer Care Number: 020-6712 1212. Mail us: customercare@bajajlife.com. The Logo of Bajaj Life Insurance Limited is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo. All charges/ taxes, as applicable, will be borne by the Policyholder. | Bajaj Life eTouch II is also available individually for sale without the riders or with the other available riders options under the base policy
^Above illustration is considering Female & Male aged 35 years | Non Smoker| Standard Life | Base Plan Policy Term 50 years & Premium Payment Term 50 years & Rider Policy Term 50 years & Premium Payment Term 50 years | Sum Assured for Bajaj Life eTouch II Life Shield variant is ₹1,00,00,000 & Bajaj Life New Critical Illness Benefit Rider Comprehensive option is ₹10,00,000 | Medical Rates | Yearly Premium Payment Mode | Online Channel | Death benefit opted is Lump Sum Payout | For Female- Bajaj Life eTouch II base plan 1st year premium is ₹16,533 and 2nd year onwards premium is ₹17,589 | Total Base Plan Premium ₹8,78,394 | Bajaj Life New Critical Illness Benefit Rider Comprehensive option premium is ₹2,950/ year | Total Rider Premium ₹1,47,500 | For Male- Bajaj Life eTouch II base plan 1st year premium is ₹21,410 and 2nd year onwards premium is ₹22,777 | Total Base Plan Premium ₹11,37,483 | Bajaj Life New Critical Illness Benefit Rider Comprehensive option premium is ₹4,730/ year | Total Rider Premium ₹2,36,500. Premium shown above is inclusive of 6% Discount on online purchase available for regular premium payment and limited premium payment frequency on first year's premium, no other discounts have been considered and is exclusive of any extra premium and is for illustrative purpose only.
4Available with Bajaj Life New Critical Illness Benefit Rider – Comprehensive option (UIN: 116B058V01) a Non-Linked, Non-Participating, Individual, Pure Risk Health Rider. This is a mandatory rider.
$Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy. Tax Benefit is calculated at the rate of 31.20% after considering deduction of Rs. 150,000/- under Section 80C and deduction of Rs. 25,000/- (for self) under Section 80D of the Income Tax Act 1961 (under old tax regime).
1Available with Bajaj Life Family Protect Rider – Child Care option - A Lumpsum benefit equal to 105% of Total premiums* paid w.r.t rider will be paid on the earliest occurrence of death or Accidental Total Permanent Disability, plus a monthly income as a percentage (0.1% to 0.5%) of Rider Sum Assured as opted at inception will be paid until child turns Age 25. *Total Premiums Paid: Total Premiums paid till date w.r.t. the rider option shall be the total of all premiums received under the rider option chosen, exclusive of taxes, extra premium w.r.t. the rider, if any. This is an optional rider
2Term Insurance plan bought online directly from Bajaj Life Insurance Limited has no commissions involved.
^^Get Free Health Management Services for Women up to Rs. 36,500 per year
| Health Management Services for Women | Frequency | Cost (₹) |
|---|
Comprehensive Health Check-Up:
- Cancer Screening
- Diabetic, Thyroid, Lipid profile tests
- Calcium Serum test
- Complete Blood Count test
| 1 per year
| ₹ 3,500
|
OPD^ in-clinic consultations
(Specialist doctors like Gynaecologist, Obstetrician, Dermatologist, Paediatrician, Orthopaedic & General Physician)
^ OPD – Outpatient Department
| 1 per year
| ₹ 1,000
|
Pregnancy OPD^ wallet
(OPD^ benefit worth ₹ 2,000 unlocked in case of pregnancy)
| Once during policy term
| Not considered in yearly cost since this is available once during policy term
|
Doctor Insta-Consultations
| 3 consultations per month = 36 consultations per year
| Average cost per session = ₹ 500
Total cost per year = ₹ 500 * 36 = ₹ 18,000
|
Health Coach
(Diet & nutrition consultations)
| 1 consultation per month =
12 consultations per year
| Average cost per session = ₹ 500
Total cost per year = ₹ 500 * 12 = ₹ 6,000
|
Emotional Wellness
(Psychologists consultations)
| 1 consultation per month =
12 consultations per year
| Average cost per session = ₹ 500
Total cost per year = ₹ 500 * 12 = ₹ 6,000
|
Network discounts:
Medicines (M) - 10%
Lab-test booking (L) - 10%
Out-patient consultation (O) - 10%
In-patient consultation (P) - 5%
| Throughout the year
| Assumption – Total
expense on these
services throughout
the year
| Total discounts that can be availed
throughout the year
|
M - ₹ 5,000
| ₹ 500
|
L - ₹ 5,000
| ₹ 500
|
O - ₹ 5,000
| ₹ 500
|
P - ₹ 10,000
| ₹ 500
|
| Total per year as per assumption | ₹ 36,500 |
|---|
Note: The above mentioned costs are based on estimated average market price for respective services. T&C apply.
Doctor Insta-Consultations and Health Coach Services are unlimited and the above numbers are assumed only for the purpose of calculation of the yearly benefit.
Add Code Here
Coloured Photograph
