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Introduction: Benchmark* - BSE 500 Momentum Value 50 Index

Value:

“It’s like buying quality branded products during a discount sale—same product, better price.

Momentum:

“It’s like buying products that are already becoming popular—because what’s trending can keep trending.”

Momentum + Value:

“Finding attractively priced stocks that are already gaining traction?”

Index Objective

The index measures the performance of the top 50 companies in the BSE 500 based on their combined momentum and value scores. Constituents are weighted according to the product of their multifactor score and float-adjusted market capitalisation.

Constituent Weight

Index constituents are weighted by the product of float-adjusted market capitalisation and multifactor score, subject to an individual stock weight cap of 4%.

Index Rebalancing & Reconstitution

Index rebalancing and reconstitution will be done on a quarterly basis in March, June, September and December using data ending last trading day of Feb, May, Aug and Nov.

Source- BSE, https://www.bseindices.com/Downloads/BSE_Factor_Indices_Methodology.pdf

Disclaimer - *This is a customized index aligned to BSE 500 Momentum Value 50 Index, subject to IRDAI regulatory requirements. In case a stock cannot be selected due to regulatory guidelines, the subsequent stock(s) will be selected to maintain a cohort of 50 stocks. Returns, constituents and weights may differ from the standard index.

Methodology - Value Score

Fundamental Ratios Calculation

The first step to determine the overall value score is to calculate, as of the fundamental data reference date, the three fundamental ratios below for each security in the index universe. They are defined as follows:

  • Book Value-to-Price Ratio. This is calculated as a company’s latest book value per share divided by its price:
    Book Value-to-Price =
    BVPS
    P
  • Earnings-to-Price Ratio. This is calculated as a company’s trailing 12-month earnings per share divided by its price:
    Earnings-to-Price =
    EPS
    P
  • Sales-to-Price Ratio. This is calculated as a company’s trailing 12-month sales per share divided by its price:
    Sales-to-Price =
    SPS
    P

Source- BSE, https://www.bseindices.com/Downloads/BSE_Factor_Indices_Methodology.pdf

Methodology - Momentum Value Score

Momentum Value Calculation

Momentum value is calculated for each of the securities in the index universe on each of the rebalancing reference dates. The momentum value is determined as follows:

  1. The momentum value is computed as the 12-month price change, excluding the most recent month of the security in local currency. If 12 months of price history is not available, momentum value is calculated from nine months of price history. The effective rebalancing month is stated as month (M).
a. Momentum Value = ( priceM−2 priceM−14 ) −1
b. Or, Momentum Value = ( priceM−2 priceM−11 ) −1 if 12 months of price history is not available.

available.

Source- BSE, https://www.bseindices.com/Downloads/BSE_Factor_Indices_Methodology.pdf

Performance - BSE 500 Momentum Value 50 Index*

Performance as on 31 July 2026
Index1Yr2Yr3Yr4Yr5Yr6Yr7Yr8Yr9Yr10Yr15YrSince Inception
BSE 500 Momentum
Value 50 Index		9.3-4.519.525.119.533.026.818.716.218.516.217.6
BSE 500 Index2.4-0.211.212.511.417.214.611.711.512.311.812.7
Alpha6.9-4.48.312.68.115.812.27.04.76.14.44.9


Source :- Morningstar Direct I BSE I Bajaj Life Research I Past performance is not indicative of future performance

 

The BSE 500 Momentum Value 50 Index has outperformed the BSE 500 Index across all periods (except 2Yr), delivering strong and steady alpha. Disclaimer – The displayed returns are for BSE 500 Momentum Value 50 Index however the fund will replicate the customized index aligned to BSE 500 Momentum Value 50 Index, subject to IRDAI regulatory requirements. In case a stock cannot be selected due to regulatory guidelines, the sub sequent eligible stock(s) will be selected to maintain a cohort of 50 stocks. Returns, constituents and weights may differ from the standard index.

Why BSE 500 Momentum Value 50 Index Fund ?

▸ Momentum Meets Value – Combines momentum and value characteristics to identify stocks that exhibit strong price trends while also trading at attractive valuations, seeking to capture multiple sources of potential alpha.

▸ Broad Market Opportunity – Draws constituents from the BSE 500 universe, providing access to a broad range of large, mid and select smaller companies across the Indian equity market.

▸ 50-Stock Portfolio – A portfolio of 50 stocks provides focused exposure to the strongest momentum-value opportunities while maintaining diversification across a broad equity universe.

▸ Dual-Factor Approach – The combination of momentum and value factors seeks to identify companies with favourable price trends and attractive valuations, potentially offering a more balanced factor exposure across different market environments.

▸ Cyclical Alpha Potential – Momentum + Value factors can perform differently across market cycles. Combining the two factors may provide the potential to participate in periods of strong factor-led outperformance.

▸ Diversified Sector Representation – The systematic selection process can provide exposure across sectors, allowing the portfolio to participate in opportunities emerging from different parts of the market.

▸ Disciplined Rebalancing – Periodic index reviews systematically refresh the portfolio, allowing the strategy to adapt to changes in stock momentum and valuation while removing companies that no longer meet the selection criteria.

▸ Long-Term Wealth Creation Potential – Historical performance of the BSE 500 Momentum Value 50 Index demonstrated periods of significant outperformance over the BSE 500, highlighting the potential of combining two established factors through a rules-based approach.

Now Available With

Bajaj Life

Future Wealth Gain IV

A Unit- linked Non- Participating Individual Life Savings Insurance Plan

Bajaj Life

Goal Assure IV

A Unit-linked Non-Participating Individual Life Savings Insurance Plan

Bajaj Life

LongLife Goal III

A Unit-linked Non-Participating Whole Life Insurance Plan

Bajaj Life

Invest Protect Goal III

A Unit-linked Non-Participating Individual Life Savings Insurance Plan

Bajaj Life

Magnum Fortune Plus III

A Unit-linked Non-Participating Individual Life Savings Insurance Plan

Bajaj Life

Goal Based Saving III

A Unit-linked Non-Participating Individual Life Savings Insurance Plan

Bajaj Life

Fortune Gain II

A Unit-linked Non Participating Individual Life Savings Insurance Plan

Bajaj Life

Smart Wealth Goal VI

A Unit-linked Non-Participating Individual Life Savings Insurance Plan

Bajaj Life

GAIN

A Unit- Linked Non- Participating Individual Life Savings Insurance Plan

Bajaj Life

Supreme

A Unit- Linked Non- Participating Individual Life Savings Insurance Plan

In addition to the already existing funds, BSE 500 Momentum Value 50 Index Fund is now available with the above mentioned products. Customer has an option to choose from other available funds apart from  BSE 500 Momentum Value 50 Index Fund

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Why Bajaj Life Insurance ?

Bajaj Life Insurance, one of India's leading Private Life Insurers, is committed to offering value-packed and innovative products to help you achieve your Life Goals.

99.33%

Claim Settlement Ratio~

Claim Settlement Ratio
266%

Solvency Ratio 266%^^^

Solvency Ratio
3.47 cr

Number of Lives Covered##

Number of Lives Covered
₹1.40 lakh cr

Assets Under Management (AUM)***

Assets Under Management (AUM)
AAA

Stable Rating by CARE$$

CARE Stable Rating
₹8,511.97 cr

Amount of Individual claims paid*

Amount of Individual claims paid*
Claim Settlement Ratio 2025-26
Disclaimer:~Individual death claim settlement ratio FY-2025-26 | ^^^Solvency ratio 266% as at 31 March 2026 against IRDAI mandated 150% | ##Individual and group, as on 31st May, 2026 | ***Asset under management (AUM) ₹1.40 lakh crore as on 31st May, 2026 | $$For details refer to press release published by CARE | *All figures are from FY 2006-07 to  June  2026.

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The reason to choose Bajaj Life Insurance is because of the claim settlement ratio and the easy after sales support which Bajaj Life Insurance provides. The process is speedy and the customer support provides 360 information on term insurance policy. All the term insurance variants were well explained by the Bajaj team with or without accidental death benefit and critical illness benefit.
Ankurjit Singh
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I am a happy customer who is satisfied with the after sales service. I have full trust in Bajaj Life Insurance Company.
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Bajaj Life Insurance provides a seamless experience when it comes to buying term plan. The customer representative explained the term plan product to me in my native language and the doubts regarding Claim Settlement Ratio, Term Premium calculator, Term Plan Premium Payment terms and Exit value. I was completely unaware about the checklist to have while buying term plan but Bajaj Life Insurance made it very easy , fast & trustworthy process
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4.5
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Bajaj Life Insurance Policy purchase journey is quite smooth and fast for buying term plan. Health Check-up and medicals happened quickly and timely. The support team also guides me at each and every step for buying the term plan. All the term plan variants were explained by the sales team and what is recommended as per my income level.
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Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited)

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Risk Factors and Warning Statements: Bajaj Life Insurance Limited Regd. Office Address: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006. IRDAI Reg. No.: 116. CIN : U66010PN2001PLC015959 | Mail us : customercare@bajajlife.com | Call on : Customer Care Number: 020-6712 1212 | The Logo of Bajaj Life Insurance Limited is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajlifeinsurance.com) carefully before concluding a sale. All charges/ taxes, as applicable, will be borne by the Policyholder.

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Life Insurance Limited is only the name of the Life Insurance Company and Bajaj Life Future Wealth Gain IV - A Unit- linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L202V01), Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01), Bajaj Life LongLife Goal III is A Unit-linked Non-Participating Whole Life Insurance Plan (UIN:116L203V01), Bajaj Life Invest Protect Goal Plus - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L215V01), Bajaj Life Magnum Fortune Plus III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L207V02), Bajaj Life Goal Based Saving III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L206V01),  Bajaj Life Fortune Gain II- A Unit-linked Non Participating Individual Life Savings Insurance Plan (UIN- 116L196V05), Bajaj Life Smart Wealth Goal VII - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L218V01), Bajaj Life GAIN -A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L213V02), Bajaj Life Supreme- A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L211V02) are only the name of the unit linked insurance contracts and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

BSE 500 Momentum Value 50 Index Fund  is available with Bajaj Life Future Wealth Gain IV - A Unit- linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L202V01), Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01), Bajaj Life LongLife Goal III is A Unit-linked Non-Participating Whole Life Insurance Plan (UIN:116L203V01), Bajaj Life Invest Protect Goal Plus - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L215V01), Bajaj Life Magnum Fortune Plus III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L207V02), Bajaj Life Goal Based Saving III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L206V01),  Bajaj Life Fortune Gain II- A Unit-linked Non Participating Individual Life Savings Insurance Plan (UIN- 116L196V05), Bajaj Life Smart Wealth Goal VII - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L218V01), Bajaj Life GAIN -A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L213V02), Bajaj Life Supreme- A Unit- Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L211V02)

In addition to the already existing funds, BSE 500 Momentum Value 50 Index Fund is now available with the above mentioned products. Customer has an option to choose from other available funds apart from BSE 500 Momentum Value 50 Index Fund.

^^As on 31st July 2026 | Past returns of a fund are not necessarily indicative of the future performance of the fund. | Please consult the financial advisor before investing.

*The benchmark of the fund is the customized index aligned to BSE 500 Momentum Value 50 Index, subject to IRDAI regulatory requirements. In case a stock cannot be selected due to regulatory guidelines, the subsequent eligible stock(s) will be selected to maintain a cohort of 50 stocks. Returns, constituents and weights may differ from the standard Index. Please note that the fund aims to replicate the performance of benchmark index, subject to tracking error.

#As per Government of India Notification No. 16/2025, GST is not applicable on individual life insurance policies effective 22 September 2025.

**Not available if policy issued after 4th September 2026.

Starting from ₹3,000/ Month - Minimum premium mentioned is applicable for Bajaj Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01) and is subject to policy terms and conditions.

Zero LTCG Tax -Subject to Section 11 (read with Schedule II, Sr.No.2) conditions i.e. aggregate annual premium for ULIP policies issued on or after 1st February 2021 does not exceed Rs. 2.5 Lakhs and sum assured is 10x of annual premium. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

10X Life Cover- Source: https://economictimes.indiatimes.com/wealth/insure/life-insurance/the-life-insurance-rule-how-much-money-will-your-family-need-if-your-income-stops/articleshow/110958997.cms?from=mdr . Subject to availability in Bajaj Life ULIPs. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajlifeinsurance.com ) carefully before concluding a sale.

BLIC-OT-EC-23464/26

Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited).| All Rights Reserved. | IRDAI Reg. No. 116 | An ISO 9001:2015 and ISO 27001:2013 Certified IT Department

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006, Maharashtra

Email: customercare@bajajlife.com | Customer Care Number: 020-6712 1212

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Claim Settlement Ratio of 99.33%~